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Personal Trust

Testamentary Trust

A Testamentary Trust ensures orderly distribution of assets as outlined in your Will. You may name anyone as beneficiary. This Trust provides for long-term management of estate assets and may provide estate-tax advantages.


Living Trust

A Living Trust provides you with control of your assets during your lifetime and allows for execution of your instructions upon your death.  You also avoid costs and delays associated with the probate process. Your assets are protected if you become ill or incapacitated.  Investment management and administrative services are provided.


Irrevocable Life Insurance Trust

A Life Insurance Trust, is an irrevocable, non-amendable trust which is both the owner and beneficiary of one or more life insurance policies. Upon the death of the insured, the Trustee invests the insurance proceeds and administers the trust for your beneficiaries. Proper ownership of life insurance is important if the insurance proceeds are to escape federal Estate taxation.


Guardianship/Conservatorship/Special Needs Trusts

In some situations, a court may appoint a guardian, conservator, or trustee for a child or when an adult is unable to manage financial affairs. We have in-depth experience in managing guardianships and conservatorships and we are committed to offering the personal service needed for these special situations.