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For savers who want to earn interest on their entire balance and have greater access to their funds:

  • Earn interest at a competitive rate on your entire balance
  • $100.00 minimum to open account
  • $4 charge for each additional withdrawal/debit in excess of six per calendar quarter*
  • $5 charge if balance falls below $100 at any time during the quarter (does not apply to minors)
  • Quarterly statements, eStatements available
  • Instant Issue Visa® Debit Card
  • NetTeller Online Banking and FB&T Mobile app
  • Clarity – Personal Financial Management System
  • Mobile Deposit EZ – Make deposits via your Mobile Device
  • Under Federal Regulation, transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per month.
  • Overdraft privilege not available.
  • Check images not included in statement, but are viewable through NetTeller Online Banking and eStatements

*Important Notice: Savings and Money Market accounts are limited transaction accounts and are subject to Regulation D. Excessive withdrawals over the limit may result in fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.