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Farmers Bank & Trust offers personal savings accounts for individuals. 

  • $100.00 minimum to open account
  • $1 charge for each additional withdrawal/debit in excess of three per calendar quarter
  • $5 charge if balance falls below $100 at any time during the quarter (does not apply to minors)
  • Quarterly statements
  • Free Debit Card
  • Overdraft privilege not available
  • Check images not included instatement, but are viewable through NetTeller Internet Banking and E Statements
  • Unlimited in-person or ATM withdrawals or transfers
  • Under Federal Regulation, transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per month.