Personal Security

A significant portion of debit card fraud occurs at merchants and locations outside of the United States.

For that reason, starting May 15, 2014 Farmers Bank & Trust will automatically limit the use of your debit card to locations within the United States. Whether you are using the Internet to shop at an overseas merchant, or you are traveling in another country, your card will not work unless you make arrangements with us ahead of time.

If you plan to travel to countries outside the United States, or you need to shop at a foreign merchant via the Internet, please call or stop in any Farmers Bank & Trust office.  We can make arrangements to remove the restriction from your card for a pre-determined period of time.

We apologize in advance if this procedure creates some additional burden and inconvenience.  It is far better, though, compared to the burden and inconvenience created by identity thefts and fraudulent transactions that are most prevelant at foreign locations and websites.