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True Rewards

True Rewards

Where does it say that checking accounts can't give a good interest rate? We're breaking that rule and giving you unlimited checking and interest too with True Rewards Checking.

With this account, you get the best of both worlds -- earn interest on your balance and write all the checks you want, with no per check charges. It's everything you want in a checking account...plus interest!

Summary

  • Interest bearing…2.01% Annual Percentage Yield (APY) on Balances up to $25,000
  • Unlimited Check Writing
  • ATM Fees Refund Nationwide
  • No Minimum Balance Required
  • Free NetTeller Online Banking with Bill Pay
  • Free e-Statements
  • Free Visa® Check Card
  • $700 Automatic Overdraft Privilege After “Opt-In”
  • Direct Deposit available
  • FDIC insured
  • Minimum Opening Deposit of $100

Qualifications

In order to receive the 2.01% APY on Balances up to $25,000 and ATM fee refunds, you must meet the following qualifications each statement cycle:

  • Make 10 Visa® Debit Point of Sale (POS) Transactions (Not ATM) post and clear
  • Have at Least One Direct Deposit OR at least one ACH Auto Credit/Debit to your account
  • Enroll and Receive E-Statements
  • Access NetTeller Online Banking

More Information

If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.05% APY; however, it will not receive ATM refunds for that time period.

Balances between $0.01 and $25,000 will earn the reward rate each statement cycle when the minimum qualifications are met.  Balances above $25,000 will earn the account rate 0.51% APY each statement cycle when the minimum qualifications are met.  If you do NOT meet  the qualifications per statement cycle, your account will still function as a free checking account earning the base rate; however, it will not receive ATM fee refunds for that time period.  We may change the interest rate and APY at any time after the account is opened.  $25 cap on ATM fee refunds per statement cycle if qualifications are met.  Rates effective as of April 4, 2013. 

***True Rewards Account is only available to residents of Arkansas, Texas, Louisiana, Mississippi, Tennessee, Missouri and Oklahoma.