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About Us

Our Story

Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception.

Farmers Bank is an independent community bank and operates out of a one bank holding company, Magnolia Banking Corporation. The Bank operates the subsidiary called Magnolia Properties, Inc.

Since its inception, the Bank's primary mission has been to serve the banking needs of its communities. Being the oldest and most firmly established bank in its market, Farmers Bank & Trust has built a reputation of conservative soundness that has served it well. Through the years, FB&T has enjoyed a reputation of strong integrity and honesty that has enabled the Bank to gain increased market share in the local banking market.

The oldest existing general ledgers indicate that the Bank began in 1906 with approximately $75,000 in assets. The primary business of the Bank at the time was deposit services. Today, the Bank has assets of approximately $885 million and offers a wide variety of products and services to serve the needs of its communities.

In addition to the Main Banking facility, FB&T currently operates three branches in Magnolia; a Main Bank and three branches in Camden; and one in Welcome that serves the Taylor area and the Springhill, Louisiana area. In 2007, FB&T purchased Southern State Bank adding new locations in Malvern, Rockport, and Haskell for central Arkansas customers. The Bank opened a branch and mortgage department in Texarkana, TX in 2012 and a corporate office on St Michael Drive in 2013.  In 2014, a temporary branch in Texarkana, AR was opened with plans for the permanent location to open in early 2015.  Most recently, Farmers Bank & Trust announced plans to acquire 1st Bank of Texarkana to extend the Bank’s presence within the I-30 corridor.  

Please feel free to visit, call, or e-mail us today. We put our customers first and are dedicated to serving the banking needs of our community and beyond. To Us, You’re Family.  


Mission Statement

Friends and neighbors helping each other find financial solutions for a lifetime.


Chairman's Message

We want to welcome you to Farmers Bank and Trust - a community bank that has given our customers the highest priority for over a century. We believe that success is simply a matter of treating our customers the way we would want to be treated.

Farmers Bank and Trust Company was chartered on September 26, 1906 in Magnolia, Arkansas. The oldest existing general ledgers indicate that the bank began with approximately $75,000 in assets. The primary business of the bank at the time was deposit services. Today, the bank has assets that exceed $885 million and offers a wide variety of products and services to serve the needs of the communities it serves. Farmers Bank and Trust is an independent community bank that operates out of a one bank holding company, Magnolia Banking Corporation.

The bank has built a reputation of conservative soundness that has served it well. Through the years, our bank has enjoyed a character of strong integrity and honesty that has enabled the bank to gain increased market share in the banking market.

Over the years, Farmers Bank & Trust has expanded beyond Columbia County. In addition to Columbia County, the bank has offices in Ouachita, Hot Spring and Saline Counties. Farmers Bank & Trust is headquartered in Magnolia. The bank operates over a dozen branches with locations in Magnolia, Welcome, Camden, East Camden, Malvern, Rockport, Texarkana, and Haskell. 

Please feel free to visit, call, or e-mail us today. We put our customers first and are dedicated to serving the banking needs of our community and beyond.

To us, you're family.

Bob L. Burns
Chairman & CEO


Recent Press Releases

Farmers Bank & Trust to acquire 1st Bank