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About Us

Our Story

Farmers Bank and Trust Company was chartered on September 26, 1906, and has been in operation since its inception. The bank is the oldest financial institution in Columbia County.

Farmers Bank is an independent community bank and operates out of a one bank holding company, Magnolia Banking Corporation. The bank has one operating subsidiary called Magnolia Properties, Inc.

Since its inception, the bank's primary mission has been to serve the banking needs of its communities. Being the oldest and most firmly established bank in its market, the bank has built a reputation of conservative soundness that has served it well. Through the years, the bank has enjoyed a reputation of strong integrity and honesty that has enabled the bank to gain increased market share in the local banking market.

The oldest existing general ledgers indicate that the bank began in 1906 with approximately $75,000 in assets. The primary business of the bank at the time was deposit services. Today, the bank has assets of approximately $699 million and offers a wide variety of products and services to serve the needs of its communities.

In addition to the Main Banking facility, FB&T currently operates three branches in Magnolia; a Main Bank and three branches in Camden; and one in Welcome that serves the Taylor area and the Springhill, Louisiana area. In 2007, FB&T purchased Southern State Bank adding new banking locations in Malvern, Rockport, and Haskell for central Arkansas customers. Then in 2012, FB&T opened a branch and mortgage department in Texarkana, TX. 

Please feel free to visit, call, or e-mail us today. We put our customers first and are dedicated to serving the banking needs of our community and beyond. We're here to make a difference! To us, you're family.


Mission Statement

Friends and neighbors helping each other find financial solutions for a lifetime.


Chairman's Message


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