Personal Checking
At Farmers Bank & Trust, we have a checking account to fit your needs. Stop in or call us and let one of our friendly, trained professionals help you find the account that is best for your needs! And remember, with any of our Personal Accounts, our NetTeller Online Banking and our NetTeller Online Bill Pay products are free.
| Account Type | More Info | Minimum Opening Deposit | Maintenance Charge* | Minimum Balance | Interest Bearing | ||||||||||
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| True Rewards Checking | More» | $100 | Free | None | Yes | ||||||||||
True Rewards CheckingEarn 5.01% Annual Percentage Yield (APY) on your balances up to $25,000 with ATM fees refund nationwide. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Free online billpay. Overdraft protection. Simply make 10 check card transactions, have one direct deposit only or one ACH auto debit, enroll and receive electronic statements, and access on-line banking. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.25% APY; however, it will not receive ATM refunds for that time period. | |||||||||||||||
| Access24-Telephone Banking | More» | None | Free | None | N/A | ||||||||||
Access24-Telephone BankingAccess24 Telephone Banking is a NO FEE service that provides you with around-the-clock, seven days-a-week, finger tip access to your account . In Magnolia, call 235-7090 or outside of Magnolia, use our toll free Access24 line at 1-888-208-9604. | |||||||||||||||
| Ultimate Free Checking | More» | $100 | None | None | No | ||||||||||
Ultimate Free CheckingFor customers who want a NO FEE account with features unlike other free checking accounts.
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| A+ Checking | More» | $100 | None | None | No | ||||||||||
A+ CheckingFor students who want a NO FEE account with the freedom of unlimited check writing.
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| Red Apple Checking | More» | $100 | None | None | No | ||||||||||
Red Apple CheckingFor certified teachers who deserve the luxury of complimentary checking.
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| Every Day Hero Checking | More» | $100 | Free | None | No | ||||||||||
Every Day Hero CheckingIn appreciation of all that our Law Enforcement, Firemen and EMT do, we have designed an account especially for them.
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| Regular Checking | More» | $100 | $6.00 if balance drops below $500.00 | $500 | No | ||||||||||
Regular CheckingA good old-fashioned checking account for customers who want the option of unlimited check writing.
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| Checking with Interest | More» | $1,000 | $10.00 if balance drops below $1000.00 | $1,000 | Yes | ||||||||||
Checking with InterestFor customers who need unlimited checking writing while earning interest on their entire balance.
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| Blue Chip Checking | More» | $1,000 | $15.00 if balance drops below $10,000.00 | $10,000 | Yes | ||||||||||
Blue Chip CheckingFor customers who maintain higher balances and want to earn interest above market rate with the convenience of unlimited check writing.
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*Maintenance charge is charged per statement cycle.
